Large banks rely mainly on off-balance sheet liquidity creation to recover from underperformance while smaller banks adjust their equity capital, according to new research from Suliman S. Olayan School of Business, American University of Beirut. The research conducted by Professor Wassim Dbouk and Professor Lawrence Kryzanowski, reveals unique insights into the actions taken by banks to enhance profitability and stability in the face of underperformance. The research delves into the reaction of U.S. banks to instances of underperformance, specifically focusing on Return on Equity (ROE). The study investigates the relationship between underperformance and three crucial aspects of bank operations: liquidity…
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Health and Well-being Tech to Help Weather the Cold and Flu Season from Beurer From steam and light therapy to luxury warmth, Beurer has a range of products to help you feel better when you are suffering with cold and flu symptoms and speed up your recovery Greater Manchester, England, 25th January 2022: When cold and flu symptoms hit, most of us want to tackle the symptoms and get back to our daily routine as quickly as possible. But when we are really feeling under the weather, a little comfort and a lot of rest can do us the world…
The insurance industry is undergoing significant transformation. The competitive pressure and increasing market and customer demands in the industry, as well as new players and business models threatening the established core business, are driving consistent innovation. However, modernising and digitalising remain the top challenges for insurance companies. With all this in mind, which new trends and developments will shape the insurance landscape in 2023? Drawing on over three decades of experience, long-established insurance software solutions provider, Fadata, has identified five developments or trends in particular: 1. Modernising the IT landscape The modernisation of legacy systems is one of the central tasks…
Infovista, the global leader in network lifecycle automation (NLA), today announced the appointment of David Tulis as Chief Revenue Officer (CRO). Reporting to Rick Hamilton, Deputy CEO, Tulis joins the leadership team with responsibility for Infovista’s customer-facing organization, including sales and operations, alliances and partnerships, and professional services. With more than 27 years in the telecom industry, Tulis brings a customer-first mindset and a wealth of knowledge and experience to Infovista. Most recently, he served as Vice President of Global Sales at Ciena – Blue Planet, where he demonstrated exceptional leadership in driving sales strategies and achieving consistent business growth.…
Mental health, as integral as physical well-being, often remains shrouded in misconception. Among its various facets, stress and anxiety are two prevalent concerns in contemporary society. By understanding their nuances and arming oneself with coping techniques, one can navigate the challenges they present more effectively. Understanding Stress and Anxiety: Stress: A response to a specific external trigger or situation, stress is the body’s way of reacting to a challenge or threat. It can be episodic, related to specific events, or chronic, continuing over extended periods. Anxiety: More than just a fleeting feeling of nervousness, anxiety is a sustained mental health…
The wild, tumultuous world of cryptocurrencies evokes an array of emotions in the financial community – from unbridled enthusiasm to profound scepticism. Yet, as the sun sets on one era and rises on another, it’s clear that digital currencies are casting long shadows on our fiscal landscape. If you’ve got an investor’s heartbeat and a futurist’s curiosity, here’s your primer on the evolving contours of the crypto realm. A Shift from the Tangible to the Intangible: Long gone are the days when wealth was equated with gleaming coins and paper notes. The digital age beckons a paradigm where assets are…
In the resplendent world of fine dining, wine pairing stands out as a sublime art form, a harmonious dance of flavours and aromas that can elevate a meal from delightful to divine. For beginners, navigating this terrain may seem a tad intimidating. Fear not, for once you grasp a few fundamental principles, the vast vineyards of wine pairing become a playground of delicious discovery. Here, we uncork the basics of this age-old art to set you on your path. 1. Match the Weight and Intensity: Think of wine and food as partners in a waltz. A delicate fish dish, for…
In an age where the virtual and the real seamlessly blend, the importance of digital marketing in shaping the trajectory of modern businesses cannot be overstated. As we dive deeper into 2023, companies, both established giants and spirited start-ups, recognise that a significant portion of their audience dwells online. Navigating the digital seas, therefore, is not just a choice, but an imperative. Here’s a comprehensive look at how digital marketing plays a pivotal role in contemporary business growth. 1. Reach and Accessibility: Digital platforms break down geographical boundaries. Whether it’s a local eatery aiming to attract nearby diners or a…
In 2023, the world of entrepreneurship is more vibrant than ever before. The spirit of innovation, coupled with the relentless drive of enterprising minds, continues to mould the future of business. If you’re nurturing a dream to embark on your own small business venture in today’s dynamic landscape, there are some fundamental principles you should be well-acquainted with. Let’s dive into the essentials of starting a small business in the UK this year. 1. Embrace the Digital Evolution: The future is digital, and there’s no escaping it. From your business operations to your marketing strategies, technology has seeped into every…
The dawn of the digital age has revolutionised our lives, facilitating instantaneous communication and unprecedented access to information. However, with these advancements comes the increased risk of cyberattacks. In 2023, as we become more connected, the importance of safeguarding our digital lives has never been more crucial. This article provides a primer on the basics of cybersecurity, offering steps to ensure your online presence remains secure. 1. Understand the Threats: Phishing: Cybercriminals trick individuals into providing sensitive information via deceptive emails or websites. Ransomware: Malicious software that blocks users from accessing their systems or personal files until a ransom is…