The European Union (EU) enjoys deep financial integration, but researchers at NEOMA Business School warn offering abundant credit in these conditions risks creating stock market bubbles likely to burst and, due to market interdependence, trigger repeated crashes across the Eurozone. This is because when credit is abundant, investment decisions drift away from economic fundamentals. Banks may become less vigilant, financing long-term, uncertain, and low-productivity projects, while companies prioritize stock buybacks over developing industrial capabilities. A study co-authored by NEOMA professors Messaoud Chibane and Gabriel Giménez-Roche finds this phenomenon of “misinvestment” is a direct consequence of monetary policy. “When interest rates…
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The deal builds on the acquisition of Orgadata AG in 2024 to further grow the new Forterro Windows and Doors line of business European software provider Forterro has continued its expansion into the window, door and façade industry, with the acquisition of BM Group. Founded in 1979 and operating from offices in Scotland and England, BM Group is the leading IT solutions provider in the UK and Ireland fenestration software sector. Its products include Evolution, the widely used uPVC order processing and fabrication solution, and Touch, its web-based management platform, which covers all sectors within the windows and doors market: uPVC, aluminium…
Eat what you love, Lose Weight for good, and Break Free from diets and medications Lean Genes: A Physician’s Guide to Genetic Weight Loss dives deep into Dr. Phyllis Pobee’s remarkable transformation, unraveling the science and soul behind sustainable weight loss. Fueled by her personal journey of losing 100 pounds, Dr. Phyllis explores the genetic insights that forever changed her approach to health—and can do the same for you. At the heart of her success is GeneLean360°, Dr. Phyllis’s groundbreaking program that goes beyond conventional diets and workout plans. This three-step approach is rooted in genetic awakening, guiding women to…
It’s an incredible, cinematic story ripe for a film or TV adaptation. Interestingly, there is already a connection to TV – the author once told an interviewer that the story was partly inspired by something she read in television host Oprah Winfrey’s OPRAH magazine. It was an article about the Juliet Club in Verona, Italy and their volunteers answering letters from the broken hearted that fired up Ingrid’s imagination, helping her frame the story. German-born, Ottawa, Canada based Ingrid McCarthy is increasingly becoming a fan favourite among those who love to read. After a 33-year career in the theatre as…
Dominique dreams of joining the Rangers and leaving behind her homestead’s claustrophobia and boredom. Every fledgling must fly the nest to become something more. Sadly, the world has only harsh lessons to teach. Had she known how desolate and soul-destroying conditions outside her community were, maybe she would have chosen to stay under the care of her relatives. But the young are forever restless, so when the Rangers finally arrive ahead of an inferno, she eagerly tests for their ranks. In the unlikely company of the only other teenager in her village, Wang, autistic, brilliant, but socially inept, Dominique waves…
England’s hotspots for illegal electrical dumping Plymouth has the highest rate of electrical fly-tipping in England, averaging 4.03 incidents per 1,000 people. Seven of the top 20 local authorities with the most electrical incidents per 1,000 people are in London. The North East is the worst region for electrical fly-tipping, averaging 0.62 incidents for every 1,000 residents. Plymouth is the worst spot in England for electrical fly-tipping, a new study has found. Eco-friendly rubbish removal company Hippo Waste analysed the latest data from the Department for Environment, Food & Rural Affairs on fly-tipping statistics for each local authority in…
CouponPi analyzed more than 46,000 reviews to uncover the world’s best department stores. As shopping online becomes increasingly convenient, retailers need to entice shoppers to their stores with attractive in-store experiences. Department stores often go above and beyond to provide a luxurious shopping experience, so much so that they are tourist attractions in their own right. A trip to London might not feel complete without a trip to Harrods and who can resist a stop at Macy’s whilst in New York? But which department store is the most iconic of them all? Using a list of the 50 most famous department…
For many parts of the UK, this weekend saw snow falling and temperatures dramatically dropping. Below-freezing temperatures appear to have arrived – and with them comes an increased risk to our homes from the cold conditions. From broken boilers to burst pipes, there’s an array of inconvenient and expensive issues it’s best to avoid. MyBuilder.com, the reliable way for homeowners to hire tradespeople, has advised on how best to protect your home from the ravages of sub-zero temperatures this winter. From improved insulation to better airflow, there are many simple and effective ways to help you and your home, without breaking…
The Judiciary of England and Wales and the Ministry of Justice are issuing a fresh call for magistrates in London in a new campaign that went live this week. The appeal is a part of a renewed drive to encourage more people to volunteer for the magistracy across England and Wales. Magistrates need to be recruited across family courts in London to ensure they represent the community they serve and deliver justice*. New candidates will join a cohort of over 14,500 magistrates sitting in all jurisdictions across England and Wales. Magistrates come from all walks of life to sit in…
Chinese fine dining destination Hutong, has partnered with Everleaf, the non-alcoholic aperitif made from the world’s most wonderful plants, to launch Dynasty Brunch – the ultimate bottomless brunch this January – where guests can enjoy a limited-edition series of delicious tasting non-alcoholic cocktails alongside Hutong’s award-winning dishes. Located on the 33rd floor of The Shard with breathtaking views over London, Hutong will be welcoming in Dry January with the award-winning beverage brand. As part of the free-flowing Fei Beverages for the new Dynasty Brunch, Hutong and Everleaf have created three vibrant drinks to accompany every bite. Available every weekend from 11.30am-3.30pm,…